Debt Recovery Home2025-09-25T10:29:11+00:00

The Debt recovery Manual

The Debt recovery Manual

Have a go at collecting your own debts!

Have a go at collecting your own debts!

Learn how to check your clients out

Various Letter Templates

Various letter templates to help you communicate

Phone tricks & techniques

Help with those awkward phone calls

One-to-one help when I can

If all else fails I will do my best to help

Debt Recovery Expert Tim

25 Years of Common Sense

Tim here. Do you want some Free help collecting your debts?

Email me and I’ll get back to you as soon as I can:

25 Years of Common Sense

Try our guides before you part with your hard-earned cash

Most debt collectors charge an upfront fee, and the ones that don’t are exaggerating what they can do!

1. Stop debtors becoming debtors

Learn how to check people out before you give them credit.

2. Good customer – bad debtor

Dealing with the realistion and how to prepare.

When is it time to stop being Mr Nice Guy?

3. Time to make that awkward call

How to communicate with your debtor pre-legal.

With a bit of guidance, it’s not as bad as you think

4. Solicitors -v- Debt Collectors -v- NWNF

Help through the minefield of choosing debt collectors or solicitors

The Good, The Bad, and The Ugly?

5. Legal & Insolvency Action

Is a statutory demand a good way of getting money back? Impartial insight.

A layman’s guide on the use of proceedings

6. Enforcement time – is it worth it?

Different avenues of enforcing your CCJ or statutory demand.

You’ve got you CCJ, now what do you do?

25 Years of Common Sense

Get your money back for yourself – And Relax!

Debt recovery expert tim

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25 Years of Common Sense

Meet Our Team of Experts

Debt Recovery Expert Tim
Tim Adams

Website Owner

Debt Recovery Expert Tim
Tim Adams
Debt recovery Dog
Pickle

The Boss

Debt recovery Dog
Pickle
Debt recovery Dog
Holly

Security

Debt recovery Dog
Holly

25 Years of Common Sense

What’s the catch?

There is no catch whatsoever. If I do manage to help you out then a bit of feedback will do 👍

Increased Bank Balance 78%
Stress Levels 8%
Free Time 92%
Tim (Debt Recovery Expert) Playing Tennis

helping You and your business practically

why Use The Debt Recovery Manual?

Hi there! So, you need help collecting a debt? You’ve come to the right (or possibly the slightly unhinged) place. After coming up 30 years of wrangling debtors, I’m sharing many of my secrets… for free! Why? Because after nearly three decades of this, my counselor said I needed a hobby that didn’t involve spreadsheets and stern phone calls. As for the ‘Debt Recovery Manual’, let’s just say it was either that or admit the website template defeated me. And hey, it is free – so the worst that can happen is you learn something, and I get to play more tennis. Win-win!

  • Awards won – None.

  • Our Client Feedback – None yet.

  • 24/7 Support – Also not available.

Frequently Asked Questions

Are you offering free legal advice?2025-03-26T03:01:54+00:00

No.  Everything that you will find on my website is opinion based from years’ of experience.

A debt collector has recovered my debt but not paid me – can you help?2025-03-26T03:02:09+00:00

I cannot assist with debt recovery companies owing you money, or for refunding upfront fees that you may have paid.

My debt is over 6-years’ old – can you help?2025-03-26T03:10:37+00:00

After a 6-year period, a debt becomes statute barred, which means it is no longer a legally recoverable debt and I would not be able to help.  However, if your debtor has offered you payment, or has made a payment within the 6-year period, it extends the period for another 6-years.  Also known as ‘resetting the limitation period’.  In these circumstances I might be able to help you.

I’ve already tried one (or more) debt recovery companies – can you still help?2025-03-26T03:35:32+00:00

Possibly, yes. Even if you’ve previously engaged a debt recovery company, there are situations where further action can still be effective. A new approach, such as a letter from a different third party, can sometimes prompt a response from the debtor, especially if your previous efforts have stalled. Keep in mind that the success of debt recovery depends on various factors, including the age of the debt, the debtor’s financial situation, and the documentation available. It’s important to have realistic expectations, but a fresh attempt with a different strategy can sometimes yield results.

Can you recover overseas debt?2025-03-26T03:25:10+00:00

Most debt collection companies claiming to have overseas debt collectors or partners are likely being dishonest.

Only a very small number of firms (possibly two) occasionally handle overseas debt collection.

Despite this, it is still possible to recover money from abroad.

My debt is disputed, can you help?2025-03-26T03:46:31+00:00

Yes, I can offer some guidance on disputed debts. It’s very common for debtors to dispute a debt, at least initially. Whether I can help depends on the specifics of the situation, but here’s what I can do: I can help you assess the validity of the debt and the basis of the dispute. We can review your documentation (contracts, invoices, communications) to see if you have a solid case. I can also offer advice on how to communicate with the debtor, negotiate a settlement, or explore options like small claims court, if appropriate. Keep in mind, I’m not a legal professional, so I can’t provide legal advice.

My debtor is bankrupt, can we still do anything?2025-08-01T12:48:38+00:00

Not really, no.  But if you feel that the debtor might have behaved badly leading up to their bankruptcy, the Official Receiver might be interested.

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